tag:blogger.com,1999:blog-8380571884885753676.post4913521850840955990..comments2010-05-10T18:46:10.942+02:00Comments on Simple Frugality: The Golden Money List: Hundreds of Tips for Turnin...geeknoreply@blogger.comBlogger1125tag:blogger.com,1999:blog-8380571884885753676.post-20342865908164161492010-05-10T18:46:10.937+02:002010-05-10T18:46:10.937+02:00The concept of "saving money" is easier said than ...The concept of "saving money" is easier said than done for most people. I understand that it is 'easy and logical' for some people, but I also understand it can be a difficult habit to break for others.<br /><br />If you're looking to save money or change your lifestyle, my advice is to take it in "baby-steps" because it won't happen overnight. Here are some tips that helped me out.<br /><br />1. Always pay more than the minimum on any credit card payments – if you don't believe me you can calculate it for yourself (http://www.csgnetwork.com/creditcardmincalc.html)<br />2. Use coupons when grocery shopping<br />3. Try online shopping – it’s saves on gas & they have bigger markdowns (http://www.shoptivity.com)<br />4. Read a book – it’s cheaper than going to a movie (http://onlinebooks.library.upenn.edu/)<br />5. Know your budget! (https://www.dl.ed.gov/borrower/BudgetCalculator.do) <br /><br />Good luck and happy savings!Ellen S.noreply@blogger.com